Cogent Blog

Our Articles

Here you’ll find our library of personal and business financial articles.

Protecting What’s Yours (After You Pass) Part 1: The Importance of Estate Planning
Protecting What’s Yours (After You Pass) Part 1: The Importance of Estate Planning
Fact: When you pass, you will leave behind an estate, and somebody will need to settle it. Your estate may be worth a little or...
Building Your WELLth and Achieving Health Through Your Daily Habits
Building Your WELLth and Achieving Health Through Your Daily Habits
We interrupt our regularly scheduled financial conversations to cover a subject that’s even more important than your money. How are YOU holding up?   Even...
Do Downturns in the Stock Market Lead to Down Years?
Do Downturns in the Stock Market Lead to Down Years?
Stock market declines over a few days or months may lead investors to anticipate a down year. But the US stock market had positive returns...
Congratulations to Kelly Stanley: Now a Cogent Partner
Congratulations to Kelly Stanley: Now a Cogent Partner
Kelly Stanley, CFP® was such a good fit when she joined Cogent Strategic Wealth in 2015, it’s hard to remember what it was like without...
The Next Normal by David Booth, Dimensional Fund Advisors
The Next Normal by David Booth, Dimensional Fund Advisors
A year ago, at the end of March 2020, the S&P 500 was down nearly 20%1 and the world was scrambling into lockdown. Many experts...
5 Steps to Take to Prepare to Care for Aging Parents … Before It’s a Crisis
5 Steps to Take to Prepare to Care for Aging Parents … Before It’s a Crisis
Taking care of aging parents is one of the most important, daunting, and demanding roles many of us face in our lifetime. Unfortunately, it’s also...
It’s a Bumpy Road to the Stock Market’s Long-Term Average
It’s a Bumpy Road to the Stock Market’s Long-Term Average
What is the Long-Term Average of the Stock Market? There has never been a simpler, more compelling one-page insight in the true nature of volatility...
The Illusion of a Linear Life—and Your Financial Plan
The Illusion of a Linear Life—and Your Financial Plan
“For the simplicity that lies this side of complexity, I would not give a fig, but for the simplicity that lies on the other side of complexity,...
What Are SPACS, NFTs, and Other Jungle Creatures?
What Are SPACS, NFTs, and Other Jungle Creatures?
“The American marketplace is an economic jungle. As in all jungles, you easily can be destroyed if you don’t know the rules of survival. …...
What’s Behind Long-Term Care Insurance and Retirement Planning?
What’s Behind Long-Term Care Insurance and Retirement Planning?
Have you addressed whether you or a loved one might need long-term care (LTC) insurance? If you haven’t, you’re not alone. In all the excitement...
Cryptocurrency Part 3: How Do You Trade Cryptocurrency?
Cryptocurrency Part 3: How Do You Trade Cryptocurrency?
We covered a lot of ground in Part 1: Understanding Cryptocurrency and Part 2: How Do You Spend Cryptocurrency? of this three-part series on cryptocurrency....
Cryptocurrency Part 2: How Do You Spend Cryptocurrency?
Cryptocurrency Part 2: How Do You Spend Cryptocurrency?
In part 1 of our three-part series, we introduced cryptocurrency in general. Next, let’s explore the challenges and opportunities that exist for those hoping to...

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