What We Do

Cogent Conversations

Our unique Cogent Conversations approach fosters an immersive, personalized experience that delves deep into your goals and aspirations, helping us craft a tailored wealth-building strategy designed to empower you to live life on your terms.

We understand that durable wealth is more than just numbers—it’s about aligning your financial choices with your values, aspirations, and life’s vision. By engaging in Cogent Conversations, we can build a relationship founded on trust, transparency, and a shared commitment to your financial success, equipping you with the knowledge and tools necessary to navigate your wealth journey confidently and clearly.

Our Cogent Conversations break down into three phases:


Sometimes referred to as the “discovery” phase.

  • We meet with you to develop a deep understanding of your life, personal goals.
  • This is where we start listening to each other.
  • Next, we discuss all relevant aspects of your financial and personal situation so that we can tailor insights specifically for you.  


This is when the actual financial planning begins.

  • First, we extensively research and apply evidence-driven strategies to your financial situation.
  • Next, we put all the wheels of your holistic financial plan in motion. We identify opportunities to bring sound investment fundamentals to your specific situation and unique life goals.
  • At the same time, we utilize evidence-driven approaches to seek tax mitigation options, insurance gaps, charitable giving strategies, and heirs in need of preparation for creating your legacy. Once we have your approval, we will begin the execution of the plan.


Through continual analysis, advice, and education—we help you stay on track.

  • Here we implement, pursue, and (if necessary) revise strategies for minimizing your taxes, maximizing your savings, optimizing your investments, limiting your risk, and more.
  • Meanwhile, you gain a partner who continually and proactively educates you on how changes in the markets, the economy, tax legislation, and emerging new strategies can improve your overall plan.

Success should be a reward - not an obstacle

Your ambitions and struggles are unique, so our wealth solutions go beyond the conventional – they reflect your needs and wants.