Cogent Blog

Our Articles

Here you’ll find our library of personal and business financial articles.

Valuable Financial Coaching for the Young Adult
Valuable Financial Coaching for the Young Adult
By day, I love my job as wealth coach to grown-ups. On weekends and evenings, for over 12 years when my three children were in...
How to Make Rebalancing Valuable to You
How to Make Rebalancing Valuable to You
If there is a universal investment ideal, it is this: Every investor wants to buy low and sell high. What if we told you there...
Critical Reasons Why You Must Have an Emergency Fund
Critical Reasons Why You Must Have an Emergency Fund
Oscar Wilde once said, “To expect the unexpected shows a thoroughly modern intellect.” Life will throw you curveballs, which is why you need to have...
Perspective: Our Annual Year in Review for 2017
Perspective: Our Annual Year in Review for 2017
Happy New Year! With 2017 in the rearview mirror, we’re pleased to reflect on – and share with you – a newly released Dimensional Fund Advisors...
Who Will Raise Your Kids if You Cannot?
Who Will Raise Your Kids if You Cannot?
Who will raise my kids if I cannot? As huge and unthinkable as the question is, it’s no wonder that I hear excuses all the...
How Our Survival-Mode Brains Trick Us Into Poor Financial Decisions
How Our Survival-Mode Brains Trick Us Into Poor Financial Decisions
We’ll wrap our series, the ABCs of Behavioral Biases, by repeating our initial premise: Your own behavioral biases are often the greatest threat to your financial...
Is As Goes January, So Goes the Year?
Is As Goes January, So Goes the Year?
As investors ring in the new year, some may see the occasional headline about the “January Indicator” or “January Barometer.” This theory suggests that the...
Cryptocurrency: What Is It All About?
Cryptocurrency: What Is It All About?
Have you caught cryptocurrency fever, or are you at least wondering what it’s all about? Odds are, you hadn’t even heard the term until recently....
What You Can Learn from a Wealth Advisor: Michael Evans’ Story, Part 2
What You Can Learn from a Wealth Advisor: Michael Evans’ Story, Part 2
In a previous blog, we shared some of the lessons Michael Evans’ learned in the school of hard knocks. Our goal was the help you...
What Behavioral Biases Could be Harming Your Financial Life?
What Behavioral Biases Could be Harming Your Financial Life?
We’re coming in for a landing on our alphabetic run-down of behavioral biases. Today, we’ll present the final line-up: sunk cost fallacy and tracking error...
Coming Up Short in Your Financial Life? 10 Financial Best Practices to Jump-Start Your New Year
Coming Up Short in Your Financial Life? 10 Financial Best Practices to Jump-Start Your New Year
Happy Holidays! As we wrap up the current year, one of the best presents you can bestow on yourself and your loved ones is the...
Do Behavioral Biases Distract You from Making the Best Choices About Your Wealth?
Do Behavioral Biases Distract You from Making the Best Choices About Your Wealth?
Let’s continue our alphabetic tour of common behavioral biases that distract otherwise rational investors from making best choices about their wealth. Today, we’ll tackle: fear,...

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