Cogent Blog

Our Articles

Here you’ll find our library of personal and business financial articles.

Do You Have Investment Strategies That Factor Risk From Your Stellar Career?
Do You Have Investment Strategies That Factor Risk From Your Stellar Career?
Connecting Your Career with Your Financial Capital Part 4: Quantifying the Worth of Your Wealth Welcome back to our multipart series on how to balance...
What Exactly Is the Yield Curve?
What Exactly Is the Yield Curve?
The yield curve is flattening (or growing steeper)! … Yield curve spreads are widening (or narrowing)! … The yield curve has inverted (or normalized)!  Headline-grabbing...
Protecting an Attorney’s Greatest Financial Asset: Disability Insurance
Protecting an Attorney’s Greatest Financial Asset: Disability Insurance
If there’s one thing you learn early on as an attorney, it’s how to minimize life’s risks. You’re trained to sniff out risks buried in...
Sending Students to College? Insurance and Other Important Issues
Sending Students to College? Insurance and Other Important Issues
Sending a student away to college is the bridge between childhood and independence. I need to avoid being the cobbler with no shoes,  because for...
Dividend Payout Rates Indicate What in a Global Market?
Dividend Payout Rates Indicate What in a Global Market?
It’s been well-documented that stock prices tend to react positively when companies announce an increase in dividends. That’s in contrast to economic theory, which holds that companies...
The Tao of Wealth Management
The Tao of Wealth Management
The path to success in many areas of life is paved with continual hard work, intense activity, and a day-to-day focus on results. However, for...
Attorneys: Retirement Will Happen for You….But How?
Attorneys: Retirement Will Happen for You….But How?
We are continuing our series for attorneys and how they can overcome their unique financial challenges. Read about Challenge 1: Time is NOT on an attorney’s side. Read...
Balance Your Career Risk with Investments for Success
Balance Your Career Risk with Investments for Success
Connecting Your Career With Your Financial Capital Part 3: Human Capital Risks and Expected Investment Rewards Last month we talked about how entrepreneurial and other...
Invest in Your Own Financial Literacy
Invest in Your Own Financial Literacy
It’s a great tragedy that despite its obvious importance to everyone, our educational system almost totally ignores the field of finance and investments. This is...
Connect Price and Expected Returns
Connect Price and Expected Returns
It has been more than 50 years since the idea of stock prices containing all relevant information was put forth. Information might come in the...
Do You Have a Full Line-Up in Investing?
Do You Have a Full Line-Up in Investing?
Here at Cogent we try to keep the financial jargon to a minimum. But even where we may succeed, you’re likely to encounter references elsewhere...
Attorneys: Wonder Why You Are Working So Hard?
Attorneys: Wonder Why You Are Working So Hard?
We are continuing our series for attorneys and how they can overcome their unique financial challenges. Read about Challenge 1: Time is NOT on an attorney’s side. Read...

Success should be a reward - not an obstacle

Your ambitions and struggles are unique, so our wealth solutions go beyond the conventional – they reflect your needs and wants.