Cogent Blog
Our Articles
Here you’ll find our library of personal and business financial articles.
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Why Low Risk Investments Are Risky Business
We see it often: Whenever investors are spooked by turbulent times, dollars tend to flow out of the stock market, and into “safe haven” investments...
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16 Things You Can Do to Prepare for the Next Recession
Why are people more afraid of flying than driving, even though car wrecks are far more frequent? As one academic suggests, “in a car, at...
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Attorneys: Are Your Emergency Funds Ready for a Recession?
It’s ironic. As an attorney, you’re constantly counseling clients on how to manage the never-ending curve balls that come their way. This leaves you precious...
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Recession Risk, Inverted Yield Curves and Stock Market Volatility
Given the sheer volume of unfolding news of late, it’s certainly understandable if you have real concerns: Is a recession coming? What happens in a...
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How to Prepare for the Retirement Apocalypse
Riding Past the Five Horsemen of the Retirement Apocalypse The “Five Horsemen” in this reference symbolize the challenges that come to those facing retirement. If you’re...
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What is Your Retirement Planning Readiness?
When assessing their retirement income planning strategy, most people want to maintain their current standard of living after they retire. That’s why they are saving...
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Monte Carlo Analysis: Relatively Reliably Answers How am I Doing so Far?
If there’s one question on every investor’s mind, it goes something like this: “How am I doing so far?” This universal query is especially relevant...
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Attention, Attorneys: Cyberthieves Are Out to Get You
Young or old, wealthy or poor, online or in person … Nobody is immune from cyberthief scams and identity theft slams. For attorneys, the threat...
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Do You Want to be Prepared for an Uncertain Future?
We invited our friend and colleague Larry Swedroe, the Chief Research Officer for the BAM ALLIANCE to lead a panel discussion at our office Friday,...
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Why it (Literally) Pays to Work with an Independent Insurance Agent
“You rate!” is usually a compliment – but not when it comes to life insurance rates. As I’ll explain in a moment, YOU may think you’re...
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How to Protect Your Child from Identity Theft
Preventative measures to take now, and steps to take if your child’s identity gets stolen. In September 2017, a massive Equifax security breach became public knowledge....
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Are Your Household Finances a Ticking Time Bomb?
Managing a household is challenging enough without having a time bomb in your basement. You ignore it as best you can, but it’s probably causing...