Cogent Blog
Our Articles
Here you’ll find our library of personal and business financial articles.
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8 Mar 2020
Cogent Strategic Wealth
Cogent Strategic Wealth’s Perspective on Market Volatility
Building Wealth Has No Shortcuts. Successful Investing Requires a Solid Investment Approach. In recent days, the increase in volatility in the stock market has...
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3 Feb 2020
Cogent Strategic Wealth
Stock Market Review: A Decade at a Glance
Someone once said looking forward is more important than looking back. While that’s true, there can be some advantage in taking a glance in the...
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2 Jan 2020
Cogent Strategic Wealth
The Benefits of Goals-Based Planning
You’ve heard all the advice about setting goals for your finances, but you’re left with one nagging question: Which goal gets top priority? It shouldn’t...
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2 Dec 2019
Cogent Strategic Wealth
Donor-Advised Funds: Your Best Charitable Giving Option
As a smart investor, you want to maximize opportunities to grow your wealth and to take advantage of every financial tool available to make that...
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26 Nov 2019
Cogent Strategic Wealth
Why Low Risk Investments Are Risky Business
We see it often: Whenever investors are spooked by turbulent times, dollars tend to flow out of the stock market, and into “safe haven” investments...
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5 Nov 2019
Cogent Strategic Wealth
16 Things You Can Do to Prepare for the Next Recession
Why are people more afraid of flying than driving, even though car wrecks are far more frequent? As one academic suggests, “in a car, at...
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30 Oct 2019
Cogent Strategic Wealth
Attorneys: Are Your Emergency Funds Ready for a Recession?
It’s ironic. As an attorney, you’re constantly counseling clients on how to manage the never-ending curve balls that come their way. This leaves you precious...
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8 Oct 2019
Cogent Strategic Wealth
Recession Risk, Inverted Yield Curves and Stock Market Volatility
Given the sheer volume of unfolding news of late, it’s certainly understandable if you have real concerns: Is a recession coming? What happens in a...
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10 Sep 2019
Cogent Strategic Wealth
How to Prepare for the Retirement Apocalypse
Riding Past the Five Horsemen of the Retirement Apocalypse The “Five Horsemen” in this reference symbolize the challenges that come to those facing retirement. If you’re...
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4 Sep 2019
Cogent Strategic Wealth
What is Your Retirement Planning Readiness?
When assessing their retirement income planning strategy, most people want to maintain their current standard of living after they retire. That’s why they are saving...
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27 Aug 2019
Cogent Strategic Wealth
Monte Carlo Analysis: Relatively Reliably Answers How am I Doing so Far?
If there’s one question on every investor’s mind, it goes something like this: “How am I doing so far?” This universal query is especially relevant...
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20 Aug 2019
Cogent Strategic Wealth
Attention, Attorneys: Cyberthieves Are Out to Get You
Young or old, wealthy or poor, online or in person … Nobody is immune from cyberthief scams and identity theft slams. For attorneys, the threat...