Our personal story highlights the value of working with an independent agent - not from any one product provider – so we could find the best insurance solutions. Being beholden to one company is not always in your best interest.

As distasteful as the idea may be, child identity theft is a serious and growing concern. But fortunately, a few basic steps can go a long way toward protecting your child from identity theft.

The lure of trying to time the market may tempt even long-term investors. But outguessing markets isn’t as straightforward as it sounds.

It is never too late for these six financial best practices to get you started in shoring up your financial life. Pick a few of them or take on the entire list. Either way, you’ll be that much further ahead by the time 2020 rolls around.

What are we talking about? It’s the risks your family faces if only one of you is the sole “boss” of the household finances. Most families have a household CFO, but what if the non-CFO partner is unexpectedly left in charge?

By collectively putting our clients’ interests first, we all can achieve more. The relationship serves as a wellspring for our breadth and depth of distinct services using evidence-based investing and our Cogent Course of Action.