A recent Lunch & Learn presented Larry Swedroe's Five Horsemen of the Retirement Apocalypse so that high-achieving professionals can be educated on the challenges and learn of anecdotes available to alleviate or mitigate them.

Our personal story highlights the value of working with an independent agent - not from any one product provider – so we could find the best insurance solutions. Being beholden to one company is not always in your best interest.

It is never too late for these six financial best practices to get you started in shoring up your financial life. Pick a few of them or take on the entire list. Either way, you’ll be that much further ahead by the time 2020 rolls around.

What are we talking about? It’s the risks your family faces if only one of you is the sole “boss” of the household finances. Most families have a household CFO, but what if the non-CFO partner is unexpectedly left in charge?

By collectively putting our clients’ interests first, we all can achieve more. The relationship serves as a wellspring for our breadth and depth of distinct services using evidence-based investing and our Cogent Course of Action.

If there’s one thing we love, it’s a sense of adventure. We’re also fond of familiar faces. On both counts, we’re delighted to welcome Elizabeth “Liz” Winkle as our new Client Relationship Specialist at Cogent Strategic Wealth.